The Benefits of Working with A Personal Financial Consultant
The Benefits of Working with a Financial Consultant
A true financial consultant is much more than an investment manager. Our holistic approach adds value to the lives of our clients in numerous ways.
Consistent Saving & Investing
- Take advantage of dollar cost averaging and compound interest
- Maximize retirement contributions and rate of return on "safe" money
Big Picture Planning
- View money as a tool to improve your life
- Focus on a financial future with a plan on paper
- Reduce risks/interruptions
- Track progress in planning
Managing Expectations & Behavior
- Avoid mistakes based on emotions
- Stick to the plan/avoid market timing
- Keep a long-term perspective
- Block out financial media and other "noise"
Asset Allocation
- Review risk and efficiency of overall portfolio
- Evaluate strategies for downside protection
- Analyze asset location for tax-smart planning
- Diversify and rebalance all accounts
Portfolio Management
- Utilize both growth and protection-oriented investments
- Implement academically researched strategies
- Combine active and passive management
Managing Cost & Fees
- Perform fee audit on all investment accounts
- Focus on low-cost, tax efficient investments
- Review financial expenses (insurance, debt, legal, CPA)
